1. Information We Collect

We collect the following types of information:

a. Personal Information

When you interact with us, we may collect personally identifiable information that can be used to contact or identify you, such as your name, email address, phone number, and business information. This information is typically collected when you:

• Fill out contact forms on our Site.
• Register for events or consultations.
• Subscribe to our newsletters or updates.
• Communicate with us via email, phone, or other channels.

b. Non-Personal Information

We may also collect non-personal information that cannot identify you directly. This includes data collected through cookies, usage data, and analytics tools. This information helps us understand how visitors use our Site and can include:

• IP address.
• Pages viewed on our Site.
• Time spent on the Site.

2. How We Use Your Information

We use the information we collect for various purposes, including but not limited to:

• Providing and improving our business consulting services.
• Responding to your inquiries and providing customer support.
• Sending newsletters, marketing communications, and updates if you have opted in to receive them.
• Analyzing how our Site is used and improving its functionality.
• Ensuring compliance with legal obligations and protecting the security and integrity of our Site.

3. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Site. Cookies are small files placed on your device that help us remember certain information about your visit.

You may choose to set your browser to refuse cookies; however, some features of our Site may not function properly without them.

4. Third-Party Services

We may use third-party services for analytics (e.g., Google Analytics) to track and report on the performance of our Site. These third-party providers have their own privacy policies governing how they handle your data. We encourage you to review their policies.

5. How We Share Your Information

We do not sell or rent your personal information to third parties. We may share your information under the following circumstances:

• With trusted third-party service providers who assist in operating our business and providing services to you, as long as they agree to keep your information confidential and secure.
• When required by law, legal process, or to protect our rights, privacy, safety, or property.

6. Security of Your Information

We take reasonable measures to protect your personal information from unauthorized access, loss, or misuse. However, no method of data transmission or storage can be guaranteed as 100% secure. While we strive to protect your personal information, we cannot ensure or warrant the security of any information you transmit to us.

7. Your Rights and Choices

You have the right to:

• Access and request copies of the personal information we hold about you.
• Request corrections to any inaccuracies in your personal information.
• Opt-out of receiving marketing communications at any time by following the unsubscribe link in any email or contacting us directly.
• Request the deletion of your personal information, subject to certain legal obligations.

8. Data Retention

We retain your personal information for as long as necessary to provide our services to you and to comply with our legal obligations, resolve disputes, and enforce our agreements.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. Any changes will be posted on this page, and the effective date will be updated accordingly.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

AEM Advance Settlement
Email: info@aemadvancesettlement.com
Phone: 888-802-9632
Address: 430 Park Ave, New York, NY 10022